Identity, business, credit and address services in one platform
Run identity and business checks, CAC name search, credit-history lookup, biometric liveness, live meter-address verification, AML and fraud screening, loan decisioning and digital services from one secure platform.
One wallet
Fund once and process eligible services across dashboard, agents and APIs.
Full request history
Every request keeps status, amount, customer payload, timestamps and audit context.
Merchant ready
Use dashboard, API keys, webhooks, React/Next.js SDK or Flutter SDK.
Identity checks
NIN, BVN and customer identity
Everything merchants and agents need for consent-driven customer identity checks and request history.
NIN verification
Instant NIN data checks, full customer payloads, printable slips, request history and consent tracking.
BVN verification
Validate BVN records, return customer details where permitted, and keep every lookup tied to a wallet transaction.
Driver license verification
Verify Nigerian driver license records from dashboard or merchant API with wallet-backed request history.
Voters card verification
Verify a Nigerian voter identification number and keep the result tied to consent and service history.
NIN modification & support
Submit customer NIN update requests, track manual processing stages and keep evidence documents in one workflow.
BVN modification & support
Capture customer correction requests, attachments, status notes and processing history for operations teams.
Biometrics
Face verification and liveness
Use dashboard flows, merchant APIs or SDKs to run face match, selfie quality checks and real-time liveness.
Face Match with NIN
Capture a selfie and compare it with NIN identity data using Identro’s merchant API or embeddable SDKs.
Face Match with BVN
Run face comparison against BVN data and receive customer result payloads without exposing internal technology.
Real-time liveness
Run liveness only, liveness + NIN match, liveness + BVN match or reference-image liveness for onboarding.
Selfie quality & duplicate face
Check selfie quality and review potential duplicate faces before profile creation or account approval.
Risk and credit intelligence
AML, fraud, credit history and loan decisioning
Go beyond basic verification with compliance screening, fraud signals, credit-history lookups, transaction monitoring and decision-ready lending intelligence.
AML & sanctions screening
Screen customers and businesses against sanctions, watchlists, politically exposed persons and adverse-risk indicators.
Fraud intelligence
Combine identity, device, duplicate-face and behavioural signals to flag suspicious onboarding and transaction activity.
Transaction monitoring
Apply configurable monitoring rules, review alerts and maintain an auditable investigation workflow for unusual activity.
Loan decisioning
Support underwriting with credit bureau data, identity intelligence, affordability inputs and rule-driven decision workflows.
Credit history lookup
Retrieve customer credit history using BVN, review normalized bureau results and keep every lookup tied to consent, wallet billing and request history.
Business verification
CAC name search, company verification and TIN
Search business names, run basic or advanced CAC checks, verify TIN records and process registration requests with full operational tracking.
CAC name search
Search existing and similar registered business names before starting a CAC registration or name-reservation request.
CAC basic verification
Confirm core business registration details using an RC, BN or IT number and receive a normalized Identro business profile.
CAC advanced verification
Retrieve an expanded company profile with directors, shareholders, persons with significant control and downloadable reports where available.
CAC registration and company services
Submit business-name and company registrations, annual returns, updates and related corporate requests with full lifecycle tracking.
TIN verification
Verify company or taxpayer information, return normalized tax and registration details, and retain every lookup in transaction history.
TIN registration and retrieval
Process individual and company TIN registration or retrieval requests with status tracking and supporting documents.
Address intelligence
Live meter lookup and field verification
Run instant electricity-meter address checks or submit residential, business, office, guarantor and tenant requests for tracked field verification.
Live meter address lookup
Verify a submitted address against electricity meter records using the selected distribution company and meter number.
Residential address verification
Confirm an individual’s home address with tracked field verification.
Business address verification
Validate registered business locations for onboarding, compliance or risk checks.
Office address verification
Confirm corporate premises and office address details.
Guarantor / tenant address verification
Verify guarantor, tenant and loan-support addresses with evidence capture.
Digital services
Bills and utilities
Offer everyday digital services from the same wallet-powered merchant and agent platform.
Airtime & data
Sell airtime and data bundles from merchant or agent wallets.
Electricity bills
Process prepaid and postpaid electricity token purchases with transaction history.
Cable TV
Pay cable subscriptions and track customer transactions.
Exam pins & other utilities
Support WAEC, JAMB, betting where enabled and other digital service workflows.
Developer and operations tools
APIs, SDKs, wallet, audit and reports
Operate the business through API-first integrations, branded SDKs, wallet ledger, audit and reporting tools.
Merchant APIs
Use API keys, IP whitelist, audit logs, idempotency keys and webhooks to embed services in your product.
React / Next.js & Flutter SDKs
Embed custom-branded liveness and face verification in your web or mobile app.
Wallet & ledger
Fund wallet, debit services, view refunds and keep transparent settlement records.
Reports, audit & requests
Track request history, customer activity, role-scoped reports and operational status queues.
Ready to integrate?
Start with dashboard today, then scale with APIs and SDKs.
Merchants can use no-code dashboard workflows first and later embed the same services directly inside their products.